Banyan Veil II takes up Jude's story. Having failed to rescue his half sister Estrela, Jude falls back into the routine humdrum of executive life working for the Shanghai Charter Bank. In a state of boredom, Jude comes across Mel by chance and so begins a torrid affair that quickly gets beyond his control. Scandal follows and in Hong Kong's closed society, he finds himself in a precarious position. Endsing the affair, he finds that there was more at stake than his reputation.
The story is recalled when Jude visits the colony many years on with his middle-aged son. Jeremy had also known Hong Kong and has his own regrest to recall. The two find the colony changed beyond recognition by China's modernization and both struggle to know if it is with regret or relief that they see the past unable to touch.